At JCPenney, we value our Retirees and recognize the contributions they made to our success. That's why we are committed to providing a benefits package that is affordable and simple to understand and use.
This is your Summary Plan Description (SPD) and a tool to help you use your Health and Welfare benefits. It features answers to Frequently Asked Questions (FAQs) and it helps explain how your benefits work. The "Important Resources
" section provides names and phone numbers of people who can help answer your questions.